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Friday, May 23, 2008

Securing your Computer for DXInOne

With being involved with DXInOne or any online business there is one crucial issue that must not be ignored.

That issue is SECURITY.

I just received an email from somebody who lost $100 from their e-gold account due to what is called a "key-logger" virus. Usually these viruses run in the background waiting for you to enter your username and password and then send the information to the author of the virus.

In the case of the person who sent me the email the virus actually ran a hidden window in the background and transferred the funds out of his account while he was still logged in.

I then received an email from Brian Fackrell informing me of a malicious trojan virus that has been spreading throughout the holiday. I will paste his exact email in this article in the next section.

I want to emphasize that when you work online security should be the first thing that you consider. If you are running your DXBusiness (or any online business) and you do not have an up to date virus scanner installed and running, you are at HIGH RISK.

It is very easy for these viruses to get installed on your computer either from emails or just from visiting a website (yes, they can now plant viruses on your computer just from visiting a website now).

Here are a few tips and tricks to lower your chances of security risks:

1. Make sure you are running an up to date virus scanner on a regular basis.

There are several good choices for this such as Norton Antivirus. If you don't have an anti-virus program because of cost reasons, then visit www.free-av.com for a free anti-virus program.

Make sure that you run regular system scans (at least once a week) and that you update your scanner as often as possible.

2. ALWAYS use the Virtual Keyboard.

I know it's tedious and a pain to use, but DXInOne did not put the Virtual Keyboard in place just to be different - it is there to protect your account.

You should always use the Virtual Keyboard EVERY time you log in to your account.

3. Use Firefox to browse the Internet.

If you are using Internet Explorer then you are more open to risk than those that use Firefox. This is mostly because Internet Explorer is a lot more popular which means that most virus writers will concentrate on it to get maximum exposure for their virus.

Click on the following image to go to Mozilla and download Firefox for free.

4. Make sure that your operating system (e.g. Windows XP) is kept up to date.

If you are running an older version of Windows (especially Windows 95 or Windows 98) then you are at high risk. You need to upgrade to Windows XP as soon as possible. While this might be an expensive upgrade, the money that it could potentially save you will make up for any cost.

Make sure that your operating system always has the latest service pack and security updates. If you are running Windows XP then turn on the "Check for automatic updates" - even if you are on dial-up. You need to know when the security updates are released so that you can get them installed as soon as possible.

5. NEVER open suspicious attachments in your emails.

No matter who the email is from, NEVER open an attachment unless you are expecting one to be there. Even if the email is from your friend it could be a virus. Some viruses will send themselves through the email accounts on the computer where they are infected, so it will look like your friend or family sent you the email.

My rule of thumb is to never open the attachment unless the person that sent me the email tells me exactly what the attachment is (or I am expecting it).

Also, turn off any "auto-views" for your email program (such as Outlook Express or Microsoft Outlook) as even the images in emails can place viruses on your computer. Only open emails from trusted sources.

6. If you use MSN or any other instant messaging service, be wary of files being sent!

With the popularity of MSN and other instant messaging services viruses are now being programmed that will send a "message" to an unsuspecting user. These messages could simply be "Check out this website - http://..." or they could be "Here is a file" and then a file is sent, waiting for you to accept it and download it.

If ever somebody just suddenly messages you anything suspicious reply to what they have said and ask "Hey, did you send me this?" If you don't get a response then DO NOT OPEN THE WEBSITE OR THE FILE as it is probably a virus.

7. And the list goes on...

Basically be aware of what is going on virus-wise. Know the latest email scams and security problems. If you keep relatively up to date with everything that I have stated then you will significantly reduce your risk online

by Matthew Glanfield

What DXSynergy Taxes?

The old cliche is that there are only two constants in life: Death and Taxes. While this may be an over-generalization, it is definitely time for us all to start thinking about the second constant - taxes.

Over the past year I have had many people ask my advice on how taxes are to be reported with DXSynergy. Not being an accountant I have often turned away these questions with a simple "You need to talk to your accountant." I even did the same thing.

The problem is that most accountants will be unfamiliar with the way that DXSynergy works, and trying to explain it to them is, well, you know, difficult.

This is why I was happy to hear of one of my DXTrainers deciding to write an e-book on taxes when dealing with DXSynergy.

Bob Davidson has just finished a brilliant e-book on how you can save money on taxes. He goes down to every detail, including how to report DXDebit, Credit Line, your console activity (or inactivity), and more. He even shows you ways that you can save money on your taxes.

This e-book won't be available until 1st February, but I convinced Bob to write a free report that includes a few tax-saving tips. You can go to DXTaxes.com to download this free report.

Even if you don't want to buy the e-book I highly recommend that you download this free report. It will open your eyes to a few concepts that you might never have thought of before.

by Matthew Glanfield

Should I Purchase Digots even if I am above the 50% ratio?

Anyone who has been involved with DXSynergy for any length of time knows we are constantly tested on our ability to adapt to changes. Some of these changes are more difficult to understand than others. One of the hardest things we face is developing a new strategy at any given time. But, if we look at it one part at a time, it's really not that bad. With that said, I want to go over one of the more popular questions regarding digot purchasing, as mentioned in the title.

Right now, we need to be focusing on getting our DXDU (DXDebit Used) to 50% or less. There are some great articles out there that can help you do this, with or without using the reduction tool. In this article I just want to focus on how digot purchasing can and will affect your TDV (Total Digot Value) and DXDU%, so let's get to it.

The answer to the title question is yes and no. Everyday you are given a certain amount of EOS (End Of Session) credits which immediately go to your Reserve. Any money in your Reserve would serve you well if you purchased digots. This would cause your TDV to rise and it would improve your DXDU% immediately. Also, at EOS you will have an increase in your DXDA (DXDebit Available).

So yes, feel free to spend your EOS credits (or anything in your Reserve) on digots! But you may also wonder, how often. In general, everyday would be fine. In fact, this is a good idea so that this money can be working for you, rather than just sitting there. There are though, 2 exceptions to this I would like to mention.

One, do not buy digots on a day that premiums are high. By high, I mean above 10%. It will serve you well to wait a couple or even a few days to get a better deal. Two, if you are planning to use the reduction tool, you may want to consider saving up your EOS credits until after you use this tool. You will then have an immediate increase in your TDV once you spend them. If you spend your EOS credits just before using the reduction tool, you will lose some of its value as your TDV is lowered.

Clearly, it is in your best interest to spend your EOS Credits on digots regardless of what DXDU% you are at. But, what about spending your DXDA on digots? Technically, we can no longer do this since we cannot transfer DXDA to Reserve anymore. However, we could get around this by performing an OutXchange/InXchange. Is this to our benefit? Not really. The moment you do an OutXchange your DXDU% will rise (possibly dramatically) and although if you bring it back in to purchase digots would lower it some, it will not be enough to get you back were you were.

It is these types of actions that will raise your DXDU% continually, causing your OA fees to increase and gains to decrease, which affects the entire system and everyone in it. We now know this information as fact, because we all are experiencing this in some way as it affects us all. But, if we all do our part now, we will all benefit in a long, profitable future with DXSynergy.

by Chad Curl

Thursday, December 6, 2007

Calculating Your DX Profits

G2 Session 375


In order for results to be meaningful, everyone must calculate their gain the same way.

How to calculate your session gain for this poll -
  1. Log in to DXIO
  2. Using the MNM, select Personal >> Portfolios >> Detail By Session
  3. Step 1: Select the portfolio you wish to vote on (sorry there is no way to cast multiple votes)
  4. Step 2: Select the session as indicated in the title of this thread
  5. Step 3: Ensure that 'Display Historical Totals' is set to Yes (the others can be Yes or No)
  6. Click [View Records] and you will see a screen similar to the following -

With the values displayed in the green and yellow areas indicated, calculate as follows -
yellow \ green * 100 ... yellow divided by green multiplied by 100
eg: 28.7452 / 12,382.7156 * 100 = .2321 or .23%


NB: For multiple portfolios, add all green TDV's and yellow EOS Price Increase's

Tuesday, August 14, 2007

Dx In One 101: The Two Ways You Make Money In The DxInOne "Portfolio" System

There are two ways DxinOne provides portfolio growth that is far superior to traditional investment programs. They are as follows:

1- By providing the ability to make multiple 'virtual' deposits based on an ongoing "Line of Credit" Note Oct 14 - after reading this section, I would advise you to go to Click Here to go a further discussion on this matter.

2- By providing daily [vs. yearly] compounding growth on your balance.

Let's start with the second item.

Imagine you are one of those people who actually saves money. How is this most commonly accomplished? What you do, usually, is take some of your hard earned money to your local bank and deposit it in a retirement or savings account. There your deposit collects interest, usually based in yearly gains, like 3% or 4% interest a year [and this is high-end these days, in mid 2005].

Maybe you make one deposit to your savings plan a year. Maybe one deposit a month (for 12 a year) or if you're really good, you might make a deposit to your savings every paycheque, like every two weeks. In the first case you make one deposit a year, in the second case you make twelve, and the third case, you make about twenty-five over the course of the year.

But what if you could make about DxInOne0 deposits a year? This is exactly what DxInOne allows for - potentially - and they literally give you the other 329. In the DxInOne system, if you make a deposit, of say fifty dollars, you are entitled to make other deposits on the following days based on a percentage of your original fifty dollar deposit.

You may think of those later deposits as "Lines of Credit" that are made available to you daily [- and they are Lines of Credit that you don't have to pay back!] Because of this, I was able to deposit another thirty-seven dollars into my account on Day 2, another twenty-seven on Day 3, and twenty-one on Day 4. When combined with my original deposit of $50, what this means is that by the end of Day 4, my balance had risen to $135! By the fourth day in Dx my return has already risen to $135, for a growth factor of not 4%,but 170%... By Day 24 it was up to $360.

Keep in mind that in our traditional scenario, the $50 deposited would rise to only $52 after one year at 4% return by year's end, which is probably more than you could get anywhere in Summer 2005. So, this is the first thing that makes the DxInOne portfolio opportunity truly extraordinary, a single deposit leads to many, many others.

In DxInOne jargon, your deposit total is known as your TDV, which means total digot value. Digots are DxInOne's unit of currency by the way, more on that later. Think of your DxInOne TDV as 'virtual equity'.

Because you can make so many deposits, your balance can quickly boom to astronomical levels that pay huge sums of real money daily.

Now, Let's look at the other way you make money with DxInOne. This is the first item listed above.

Remember that at our bank our single $50 grew to $52 at years end by gaining 4%?

With Dx, your overnight growth historically averages 0.3% - that's daily.

With 4% per year, you get one instance of compounding a year.

With Dx, you get 365 instances of compounding at 0.3%.

The growth curve here is staggering.

If our $50 deposit grows by 0.3 a day, a year later it is worth $149, not $54 dollars. It would take several decades for a traditional account paying 4% to build to $149.

From this we can see that even this second way of making money with DxInOne is vastly superior to what the traditional consumer market is offering.

THE REALITY WITH DXINONE IN LATE 2005

When I first signed on to DxInOne, everybody was not only earning these overnight gains, but they were also placing 'virtual deposits' to the maximum possible extent allowed for by the DxInOne system. Then in July 2005 DxInOne abruptly imposed restrictions on people's ability to do this (in order to prevent hyper-inflation).

This turned out to be the first of several changes intended to curb portfolio growth. The effect this has had is that now people are making far less of these 'virtual deposits' than they did before.

The reason why people are curtailing their portfolio growth is because each month a portfolio owner is required to pay fees that are a direct measure of their TDV or portfolio balance. In theory, these fees can generally be paid from within a portfolio balance's monthly growth. (That is, if your balance grows by $1,000 in a given month, your fees will be less than this, leaving you with a net profit.)

In order to pay your fees from within your account's growth, you now must move the required funds out of the system and then back in by the end of the month, when the fees are due. This, unfortunately, is not so easily accomplished at this time.

The current problem boils down to liquidity, which refers to a system's ability to provide cash as soon as you want it. (ATM's have better liquidity than banks because you can walk right up and get your cash any day of the week. Banks are closed on weekends, meaning it is impossible to get your cash out of the system on those days.)

These days it is taking several weeks to a month or two to pull your money out of DxInOne, whereas in normal times it generally takes anywhere from a few hours to a few days. Therefore, if you can't cycle your DxInOne "fee money" out and back into the system before fees are due, you need to pay the fees out of pocket. Predictably, it doesn't take any time to move 'new' money into DxInOne.

So, managing portfolio growth becomes a function of self-regulation. While overnight growth is virtually guaranteed with DxInOne, it is up to the client to make sure that one takes care to not overextend when it comes to making those 'virtual' deposits.

Next Chapter: Moving your money through the Dx System

The author (who when online prefers going by the handle Mr. E) has just put out a site called "Surf At My Dot Com - http://www.surfatmy.com -" which he hopes will evolve to include a listing of "unique and/or very cool" sites found on the Net.

Thus far Mr E has found three places that meet his stringent qualifications, all in the realm of online money making.

This is no coincidence.

While Mr E is most enthusiastic about what he's found so far, he feels (at the moment anyway) that this is neither the time nor place for flagrant self promotion. To that end he wishes to refer you to http://www.surfatmy.com.

However Mr. E does want it to be known that he's much more than a materialist.

To this end he would welcome any and all suggestions about sites of quality pertaining to areas other than money - and the usual exclusions do apply.

Saturday, August 4, 2007

Developing your own strategy for a successful online currency trading

Developing your own strategy for a successful online currency trading is as important as your investment decisions. Online currency trading without a strategy is to rely entirely on chances for your success or failure. Making the right trading decisions and developing a sound and effective trading strategy is therefore the most important foundation of forex trading.

For developing an online forex trading strategy, you should have a working knowledge of forex, how the market works, different methods of technical analysis, and knowledge of some of the popular technical studies. A successful trading involves strict guidelines for return on investment as well as an optimized risk management. With the rise of the internet, forex trading is almost instantly. Your online currency trading strategy therefore should be full proof to handle instantaneous decisions.

It is advisable to form the online trading strategy based on some technical analysis, such as, Simple Moving Average (SMA). With huge online and conventional resources, with some research you can understand the theory of many such technical analyses. For example, you can formulate a set of discipline like: if the price of the currency crosses above a 12-period SMA, you will treat it as a signal to buy at the market; when the currency price crosses below the 12-period SMA, you will ‘stop and reverse’. So you will always have either a long or short position after the first signal.

Many seasoned traders combine more than one strategy for their online forex trading. For example, they use SMA and apply other indicators to support their assumptions. These indicators work as a filter for them. You may formulate your online forex trading strategy based on technical analysis to find out support and resistance levels of the market. The market tends to trade above the support levels and below the resistance levels. If you find that a support or resistance level is broken, the market will then follow through in that direction. Therefore, if your online forex trading strategy helps you in finding out these breaks you can invest in the direction of the market.

The best way to be a successful forex trader is to study and get experience. There are many web sites with free articles, seminars, forums, which can help you in developing your own forex trading strategy. Simple logic and rational thought process will strengthen your strategy and earn huge profit from the trading. Few tips for preparing your strategy will be:

· Always trade with the trend.· Never risk all your trading capital in a single trade.· Follow strict discipline to limit your loss.· Whenever you are in doubt, get out of the trade.

In this highly volatile and liquidated forex trading market, a strong strategy, which is free from any emotions, will ensure high profits for you.

To learn more about developing your own Forex strategy please visit
Online Currency Trading Strategy
Article Source: http://EzineArticles.com/?expert=Paul_Bryan

Friday, July 13, 2007

Commodity Markets Review

Commodity Markets Review

The problem with having any kind ofpositive view on bond prices and the dollar is that the sum of copper and crude oil has just completed what looked like a crash top/consolidation and is now driving higher. When this happens prices tend to continue to rise for some time and given the inverse relationship between copper and crude oil compared to the TBonds and the DXY... prudence would suggest that bonds and the dollar are going lower. This is why we stressed the 105 level as support for the TBonds on. That and the fact that the U.S. employment data is due out today.

The chart below compares the Chinese equity market (Shanghai Comp.) and Wal Mart (WMT). WMT tends to trend inversely to both the Chinese equity market AND gasoline futures prices (which is why we showed the potential divergence between these two markets on page).

The point here is that WMT isn’t showing any strength as of yet and gasoline futures are still grinding higher. The Chinese equity market looks somewhat suspect but it hard to find conviction without confirmation from the other markets.

Below we show Canada’s West Fraser Timber (WFT on Toronto) and U.S. 3-month TBill yields.

The simple point is that lumber prices tend to rise after the funds rate begins to decline so the share price of WFT tends to be at a low around the end of a Fed rate hike cycle. Similar to the gold/copper ratio on page 1 the market is gradually removing the ‘hope’ that short-term yields will decline as WFT moves lower after rallying late last year.

Short-Term Views

The chart shows in the most basic way possible why we continue to believe that commodity prices are in a down trend. We have argued in the past that the home builders were leading commodity prices and as best as we can tell the home builders are still making new lows. We would expect some sort of bottom for the home builders around the time that stocks like CAT move back below their 200-day e.m.a. lines.

One of our basic views is that on the continuous chart the peak for corn futures prices is made in June or July and if this top is broken after the end of August... one has to get long and stay long corn futures into the middle of the next year. With this in mind we show corn futures and the S&P 500 Index futures below.

Notice that the peak for corn and the SPX have occurred at the same time and that corn prices have turned upwards AFTER the SPX futures have gone on to make new recovery highs. In other words... when the SPX futures break solidly above 1555 recent history argues that it is time to look at long corn futures positions once again.

In yesterday’s issue we mentioned that if the SPX was going to resolve higher KO should make new highs but if this is similar to 1997 then KO would break back below 51. Given our obsessive need to time the markets we wanted to point out that about half way through a ‘top’ the SPX tends to reverse sharply higher and that this appears to have happened in late June. The point is that it could still be about two weeks before we have to really worry about a significant break lower in the SPX.

Kevin Klombies is a prolific writer and market analyst. He graduated in 1980 from the University of Saskatchewan with a Bachelor of Commerce degree (Honours) in Finance/Economics. Click here for full bio >>

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